← Back to Tools
Housing Economy Calculator
Simulate negotiation, down payment, and loan composition.
Purchase Situation
5 795 000 kr
900 000 kr
Market Development
2%
2%
Loan Parameters
Mortgage (80%)
2.62%
99.8
Bank Loan (Remainder)
3.75%
20 years
Monthly Payment (Net)
DKK 18,229
Pre-tax: DKK 22,502
Financing Structure
Mortgage (80%)
DKK 4,636,000Bank Loan
DKK 333,659Down Payment
DKK 900,000Monthly Breakdown (Net) - Year 1
Realkredit Variable (F1/ARM)
Amortizing • 2.62% Interest Rate
DKK 16,567
Bank Loan
20 years • 3.75% Interest Rate
DKK 1,662
Est. Startup Costs: DKK 74,659
Tax Deduction: 33.6% (<100k) / 25.6% (>100k)
Key Insights
Negotiation Impact (-100k)
Negotiation Impact (-100k)
DKK 407/mo
Total Repayment
DKK 7,863,341
Est. Equity (in 10 yrs)
DKK 3,286,442